Learning Center
Know your options before you make an offer.
Straightforward guides to the loans investors use most — what they're for, how they compare, and how to run the numbers.
Loan comparisons
- Compare
DSCR vs Fix & Flip
A Fix & Flip loan is short-term money to buy and renovate a property; a DSCR loan is long-term financing for a rental that qualifies on the property's income — not your paycheck.
- Compare
Fix & Flip vs Ground-Up
Both are short-term, draw-based loans — the difference is whether you're improving a building that already exists or putting up a new one from bare ground.
- Compare
DSCR vs Conventional
A conventional mortgage qualifies you on your personal income; a DSCR loan qualifies the rental on its own income — which is why investors scaling a portfolio often switch.
Loan program guides
Calculators
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